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Have a chat with one of our advisers today.

Buying your first home and getting onto the property ladder can seem quite daunting but with Frost Financial Services, home ownership can be a little bit closer.

Buy to let mortgages are different from main stream residential mortgages as the mortgage repayments are supported by the rental income and not the borrowers earnings.

If you are employed then in simple terms, a mortgage lender takes your basic salary, any over time and works out the maximum that they can lend you irrespective as to how long you have been employed however when you are self-employed lenders are more cautious and have different rules.

Our skilled advisers are highly experienced in finding the best mortgage deals and remortgage deals with no fees in Southend. Many homeowners would like to save money by remortgaging but don’t want to incur unnecessary lender fees, with Frost Financial you can do just that.

If you rent a local authority property the chances are that you will have a right to buy the property at a discount from the local authority, this means that subject to your income you will not need a deposit as the mortgage lender will accept the discount that the council are giving you as you deposit.

A transfer of equity is common place when a couple split up and one party wishes to take over the marital home on their own and therefore wants to release the other party from the property/mortgage.

Contact our experts without delay

Our experts are on hand to help you! Enquire today by calling us on 01702 554028 or using our contact page.

    Mortgage advisers based in Hadleigh, Essex. We provide a large panel of lenders as well as loans, insurance and equity release.

    Frost Financial Services is authorised and regulated by the Financial Conduct Authority. Registration number: 300133.

    For residential mortgages, your home may be repossessed if you do not keep up repayments on your mortgage.

    With lifetime mortgages you retain 100% ownership. To understand the features and risks, ask for a personalised illustration.


    Frost Financial Services
    Endway House
    The Endway
    SS7 2AN


    Frost Financial Services
    01702 554028


    Equity Release
    01702 861970