With Frost Financial Services, Getting A Secured Loan Can Be Easy

The Process For Getting A Secured Loan

A secured loan is similar to a second mortgage which runs behind your primary mortgage on the property that you own. In many instances the majority of home owners would remortgage their property to generate additional capital, however if your main mortgage is on a low rate of interest or you are tied in to your current deal then a secured loan may be a suitable option for you.

If you are thinking about a secured loan it always pays to shop around – the majority of providers add arrangement fees which relate the costs of the loan setup, valuation and legal fees. The positive factor about secured loans is that if you would like to redeem them early then there is a maximum of one month’s interest to pay as a penalty.

Secured Loan On Your Property

Please remember – as this is a loan secured on your property, your home could be at risk if you were not to keep up the loan payments. Secured lenders prefer loans to last longer to help offset hefty set-up costs, usually from five to 20 years. Unsecured lending is usually one to seven years. Borrowing for longer does reduce the monthly repayments, but substantially increases the total interest repaid.

Why Frost Financial For A Loan

We give you the best deals

As loan brokers our task is to help you source a suitable loan by searching through all the products our panel of lenders offer to find the very best deals, only available to Frost Financial customers.

We find suitable loans

We take into account your personal circumstances, credit rating, other debts you may have and your home to find you a suitable loan.

We help anyone wanting a loan

We can help anyone who owns their own home to find a loan. Good or bad credit and a loan for any purpose, from consolidating existing debts to a loan for home improvements.

Contact our experts without delay

Our experts are on hand to help you! Enquire today by calling us on 01702 554028 or using our contact page.

    Mortgage advisers based in Hadleigh, Essex. We provide a large panel of lenders as well as loans, insurance and equity release.

    Frost Financial Services is authorised and regulated by the Financial Conduct Authority. Registration number: 300133.

    For residential mortgages, your home may be repossessed if you do not keep up repayments on your mortgage.

    With lifetime mortgages you retain 100% ownership. To understand the features and risks, ask for a personalised illustration.


    Frost Financial Services
    Endway House
    The Endway
    SS7 2AN


    Frost Financial Services
    01702 554028


    Equity Release
    01702 861970