Critical Illness

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Critical Illness 2015-02-25T12:49:44+00:00

Critical Illness Cover

Critical Illness Cover is designed to help cover those critical illnesses which could have a severe impact on your lifestyle. It could pay out if you are diagnosed with one of the specified critical illnesses listed on the policy or on death during the period of cover if you have selected the life cover option and you are eligible to claim.

Unlike earlier policies l pay a claim which did not have clearly defined illnesses, all illnesses on new plans comply with the Association of British Insurer’s list of critical illness, which clearly state under what circumstances the insurer will pay a claim, which is usually done within 28 days of diagnosis of the condition. Before purchasing cover research the market and don’t buy on price alone as providers claim payouts vary, ask the question what percentage of your claims do you payout on which should be in the 90% plus bracket.